Did You Know? Umbrella Insurance Isn't Just for the Wealthy

Your auto and home policies each include liability coverage, which helps protect you if you're found responsible for someone else's injury or property damage. But those limits can be used up faster than you'd expect after a serious accident.

An umbrella policy sits on top of your existing coverage and adds another layer — often $1 million or more — for a relatively small annual cost. It can also cover certain situations your base policies might not.

If you own a home, have teen drivers, a pool, a dog, or assets you'd want to protect, an umbrella policy is worth a conversation. Ask us whether it makes sense for your situation.