Skip to content
Milberger Insurance Agency monogramMilbergerAgency

Insights

Insurance, in plain English

Trends, tips, and the “did you knows” that help you protect what matters most.

From Our Kitchen

Our Favorite Game-Day Chili

A hearty, crowd-pleasing chili for chilly Nebraska afternoons — plus one kitchen habit worth keeping.

August 15, 2026
Insurance Tips

Teen Driver? How to Add Them Without Wrecking Your Rate

A new teen driver will raise your premium — but a few smart moves can soften the hit. Here's what to know.

August 7, 2026
Coverage Explained

How Much Life Insurance Do You Actually Need?

Forget the scary number. Here's a simple way to figure out how much life insurance your family actually needs.

July 21, 2026
Coverage Explained

Wind and Hail Deductibles, Explained

Many Nebraska home policies carry a separate wind/hail deductible that works differently from your standard one. Here's how it works — before the next storm.

July 8, 2026
Coverage Explained

What Is Coverage A? Dwelling Coverage Explained

Coverage A is the part of your homeowners policy that pays to rebuild your house. Here's what it covers, how the limit is set, and why it matters in the Omaha area.

July 8, 2026
Did You Know

Did You Know? Standard Home Insurance Doesn't Cover Floods

Most homeowners are surprised to learn flood damage isn't part of a standard policy. Here's what that means — and how to protect yourself.

June 29, 2026
Did You Know

Did You Know? Filing a Small Claim Can Cost More Than It Pays

Sometimes the smartest move after minor damage is to pay out of pocket. Here's why.

June 28, 2026
Did You Know

Did You Know? Umbrella Insurance Isn't Just for the Wealthy

Umbrella coverage adds an extra layer of liability protection for surprisingly little.

June 27, 2026
Did You Know

Did You Know? Bundling Home and Auto Can Save Real Money

Keeping your policies under one roof often unlocks a multi-policy discount — and makes life simpler.

June 26, 2026
Did You Know

Did You Know? Most People Overestimate the Cost of Life Insurance

People consistently guess life insurance costs far more than it actually does. Here's the reality.

June 25, 2026
Milberger Insurance Agency monogram

We're your shield.
We're your Shelter.

We protect
what matters.

We do what's
right.

We're here for
the long haul.

We are proudly
Nebraska.